What to do when you are in a car accident.

Everyday there are numerous car accidents within Southern California.  Many of these accidents are mere fender benders, without bodily injury.  However, there are times when the impact is severe enough that it can cause bodily injury.  This is especially true of drivers and passengers who are no longer teenagers.  Speaking from experience, my body does not recover from a punishing work out like it once did.

When you are in an accident, regardless if you are injured you should always do the following:

  1. Obtain the name, address, telephone number and driver’s license number of all the drivers in the accident.  Nowadays with the advent of smartphones, it is easier just to take a picture of the other driver’s license using your smartphone.
  2. Obtain the name, phone number and policy number of the other driver’s insurance information.  Again, it is best to just take a photo of the insurance card, if available.  This eliminates the risk of juxtaposing numbers.
  3. Take photographs of the damage to your car and the other car with your smartphone, if you are able to do so.
  4. Do not admit fault to the other driver.
  5. Remember all statements made by the other driver regarding the accident.

When you suffer bodily injury in a car accident, it is important to contact The Rinka Law Firm immediately.  Do not speak to the other driver’s insurance adjustor; have an attorney at The Rinka Law Firm talk to the insurance adjustor. Furthermore, it is recommended that an attorney from The Rinka Law Firm talk to your insurance company in the event that you may have to tap into your underinsured/uninsured motorist coverage.  In which case, any statements you make to your insurance adjustor will be used against in reducing your claim for bodily injury damages.

Many people believe that if you are involved in a minor car accident, you should not suffer any type of bodily injury.  However, depending on the location of impact, the age of the driver, the type of vehicles involved, even a minor impact can lead to a significant injury.  Furthermore, it is important to receive treatment for a minor injury, because, if left untreated, it can cause chronic problems further down the road.

Now keep in mind, if you are the driver of the vehicle that was not at fault and you DO NOT HAVE INSURANCE, you will not receive any compensation for pain and suffering.  So make sure you have insurance, otherwise you will be limited in what you can recover.

Contact The Rinka Law Firm at 310-556-9653.

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